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| Women share tips on saving money Danville Commercial News Harris is among the many local people who have discovered that using social media is a good way to keep in touch with friends — and a good place to find money-saving tips. "It's saved us a ton of money — from groceries to gifts," she said of the ... See all stories on this topic » | ||
| Tips to save money Stock Market Digital Spend less: It is important for anyone if one is serious about being a long term money saver and being able to save money every day. Review what you spend and look at ways to save money. For example, consider making phone calls at off-peak times. 2. ... See all stories on this topic » | ||
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| Useful tips from 1961 still valuable Albany Times Union Here is a follow-up with more hints from my mother, the original Heloise (1919-1977), that she wrote in 1961. It goes to show you that hints about saving money never go out of style. DEAR HELOISE: Can you tell us how to save on our grocery bills? ... See all stories on this topic » |
Sunday, September 25, 2011
Money Saving Tips for Today
Friday, August 26, 2011
Money Saving Tips August 27 2011
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| Coupon Expert Offers Money-Saving Tips Hartford Courant Coupon shopper extraordinaire Gina Juliano will offer her money-saving tips in a 90-minute-long presentation Sept. 15 at the Rocky Hill Community Center. "Couponing 101," sponsored by the Friends of Cora J. Belden Library, begins at 6:30 pm To attend, ... See all stories on this topic » | ||
| Tips for Saving Money in College UND The Dakota Student Textbooks, food, clothing, gas and entertainment all cost money, and sometimes quite a bit of it. It's possible, however, to avoid the "poor college student" situation if you remember to live thriftily and spend money wisely. Here are a few tips to ... See all stories on this topic » | ||
| Meet the Wilkinsons: Wales' thriftiest family WalesOnline The inventiveness of the families' money-saving tips and how well the family treated themselves during the three-month period will all be taken into account. "There's so much that can be done to save vital pounds and most of it is great for bringing ... See all stories on this topic » | ||
| Oily Rag: Pricey food and priceless tips Scoop.co.nz As we all know from reading the money saving tips from readers, oily raggers are not very average – they are something a little special. We think oily raggers will be well positioned on the lower side of the average when it comes to spending money at ... See all stories on this topic » | ||
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| Top 5 Money-Saving Tips for Traveling in Sweden | The expat blog ... By kate 5 tips to save money while traveling in Stockholm: choose beer, lunch, and a centrally-located hostel/hotel. Ask for help at cafes and train stations. blogs.sweden.se |
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| 12 Money Saving Tips For Parents | Parenting Squad Tips, hacks, and news for parents and their families. ... Here are some basic — but often overlooked — money saving tips that just might help your bottom line: ... parentingsquad.com/12-money-saving-tips-for-parents | ||
| Justice for Girls: A Money-Saving Tip | Mommysavers.com Mommysavers: Money Saving Ideas for Frugal Moms. www.mommysavers.com/.../justice-for-girls-a-money-saving-t... |
Thursday, August 25, 2011
Money Saving Tips News August 26 2011
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| Money Saving Tips: Matinees Aren't Just for Little Kids Anymore About - News & Issues Then, when she realized what a savings it was to see the flicks during the day, (sometimes a 50% savings!), she continued to do so. While teens who want to save money for a particular purpose could probably just skip the movies, if your teen would just ... See all stories on this topic » | ||
| Putting a leash on pet spending McMinnville News-Register I will write a column listing money saving tips, some of which I think are bad advice. But let me back up a little bit. The usual topic of Happy Tails is dogs and life with them. I do on rare occasions talk about cats, and once even wrote about birds, ... See all stories on this topic » | ||
| Allegan grad shares 'thrill of deal' online Allegan County News By Tim Keith When Heather (Ellis) Oram started blogging money-saving tips, she had a rather modest goal. "My original intent was just to help out my friends and family," the 30-year-old mother of two said. After a while, Oram realized that her modest ... See all stories on this topic » | ||
| Makeover my budget HeraldNet (blog) This book is packed with money-saving tips for clothing, housing, food, travel and entertainment, as well as ways to stretch your income and love what you do. I especially love the chapter on making and buying gifts and making them special without ... See all stories on this topic » | ||
| Parents, students buying more gift cards phillyBurbs.com Andrea Woroch is a consumer and money-saving expert for Kinoli Inc. As a nationally recognized media source, Andrea has been featured among top news outlets such as Good Morning America, NBC's Today, MSNBC, New York Times, Kiplinger Personal Finance, ... See all stories on this topic » |
| money saving tips organic foods organic food bargains organic food ... 10 Money-Saving Tips for Buying Organic Foods. Kelly Hancock, author of ' Saving Savvy: Smart and Easy Ways to Cut Your Spending in Half, and Raise Your ... www.ivillage.com/money-saving-tips.../3-b-373936 | ||
| Question: Money saving tips? | Save On Question by Sara: Money saving tips? What is your best tip for saving money on a wedding? Best answer: Answer by MariChelita go for generic brands of drinks, ... wedding.save-on.org/question-money-saving-tips.html | ||
| What's your favorite money saving tip? I've got a lot but the one I use almost all the time is my phone calculator when shopping. I figure out the cost of an item comparing how much the larger quantity is ... lunaticoutpost.com/Topic-What-s-your-favorite-money-saving... |
Wednesday, August 24, 2011
Money Saving Tips for August 25 2011
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| Money saving tips for university students Money Saving (blog) Try your hand at cooking with some help from www.studentcook.co.uk where you can watch how-to videos and get money-saving tips, too. Buy used textbooks: Avoid pricey new books at your university bookstore and buy them online for a big discount. ... See all stories on this topic » | ||
| Research and Markets: Excel Tips, Templates & Money-Saving Techniques for ... SYS-CON Media (press release) Research and Markets (http://www.researchandmarkets.com/research/effc52/excel_tips_templa) has announced the addition of the "Excel Tips, Templates & Money-Saving Techniques for Administrative Executives" audioconference to their offering. ... See all stories on this topic » | ||
| Valpak Celebrates National Coupon Month With the "30 Days, 30 Ways" Money ... PR Newswire (press release) "Valpak challenges consumers everywhere to see how much they can save in 30 days – by using coupons and other money-saving activities." To inspire consumers to have fun saving money, Valpak also released a new coupon video, "Coupon Me, Baby. ... See all stories on this topic » | ||
| August Money Tip for Students iSurfHopkins.com FRANKFORT, KY (8/24/11) - Whether you are saving or borrowing money, you need to pay close attention to your interest rate, according to the Kentucky Higher Education Assistance Authority (KHEAA). For savings accounts and other investments, ... See all stories on this topic » | ||
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| Money-Saving Tips for Back-To-School Supplies Want to exchange more tips and ideas with other moms about back to school topics such as healthy snacks, school supplies and saving money? ... dagmarbleasdale.com/.../money-saving-tips-for-back-to-schoo... |
| Girlfriend Advice - Money Saving Laundry Tips, Biz, Rango ... Girlfriend Advice - Money Saving Laundry Tips, Biz, Rango, save money and have cleaner clothes, money saving tips, Biz Stain Fighter. girlfriendology.com/.../girlfriend-advice-money-saving-laundr... |
Monday, May 30, 2011
Using WD40 As A Stainless Steel Appliance Cleaner
I find stainless steel cleaners for kitchen appliances to be ridiculously expensive. As a result I went on a search for a cheaper alternative that works just as well.
I now spray my stainless steel appliances with a light spray of Selleys WD40 and then buff off with a soft cloth. It does a beautiful job for a fraction of the price, and will definitely keep rust and discoloration at bay.
I now spray my stainless steel appliances with a light spray of Selleys WD40 and then buff off with a soft cloth. It does a beautiful job for a fraction of the price, and will definitely keep rust and discoloration at bay.
Thursday, May 26, 2011
Finding the Cheapest Razors and Shavers
Recently I counted the number of razor handles of differing brands in our bathroom cabinet. There were 7 different ones. I wrote down the brands and types and went to compare the prices on the blades.
I found that the blades were actually more expensive per blade than purchasing a set comprising of a new handle and up to 4 blades.
For example, purchasing the cheapest 4 blades for one of our handles would have cost $13 minimum.
I was able to purchase a set with a handle AND four blades on special at $5.95.
So, when purchasing replacement blades, it's worth checking out the complete sets to see what the price per blade is in comparison.
The only negative in this is now we have EIGHT handles. I now have a special drawer just for all the handles and blades!
I found that the blades were actually more expensive per blade than purchasing a set comprising of a new handle and up to 4 blades.
For example, purchasing the cheapest 4 blades for one of our handles would have cost $13 minimum.
I was able to purchase a set with a handle AND four blades on special at $5.95.
So, when purchasing replacement blades, it's worth checking out the complete sets to see what the price per blade is in comparison.
The only negative in this is now we have EIGHT handles. I now have a special drawer just for all the handles and blades!
Tuesday, May 17, 2011
How to Make Powdered Milk Taste Good
Powdered milk is convenient, healthy and often cheaper than fresh milk. It's useful if you prefer to shop infrequently.
However, many complain that it does not taste as good as fresh milk.
The best way to make it taste better is to ensure the water is COLD, as in fridge cold, before adding the powdered milk. Also, add only 2/3rds of the suggested quantity on the packet. Skim powdered milk also tastes better than the full cream powdered milk.
The transition from fresh milk to powdered can be difficult. One way to tackle the transition is to have a bottle of milk that is half fresh half mixed up powdered to begin with. Then slowly increase the proportion of powdered milk over time.
Some people like to start with only a quarter of the bottle being mixed up powdered milk.
Another suggestion is to add flavoring to the milk such as strawberry or chocolate; however, this is not a good long term solution due to the additives and the cost.
However, many complain that it does not taste as good as fresh milk.
The best way to make it taste better is to ensure the water is COLD, as in fridge cold, before adding the powdered milk. Also, add only 2/3rds of the suggested quantity on the packet. Skim powdered milk also tastes better than the full cream powdered milk.
The transition from fresh milk to powdered can be difficult. One way to tackle the transition is to have a bottle of milk that is half fresh half mixed up powdered to begin with. Then slowly increase the proportion of powdered milk over time.
Some people like to start with only a quarter of the bottle being mixed up powdered milk.
Another suggestion is to add flavoring to the milk such as strawberry or chocolate; however, this is not a good long term solution due to the additives and the cost.
Wednesday, May 4, 2011
Split Pea Soup Recipe - Cheap Pea Soup Recipe
Green Split Pea Soup Recipe
Serves 8
Ingredients:
500g dried green split peas
2 medium diced carrots
1 medium diced onion
1 vegetable stock cube
7 cups of water
1/4 tsp mixed spice
1 bay leaf
Pepper to taste
Procedure:
Put dried green split peas, diced carrot and diced onion into the water in a large saucepan and bring to the boil.
Turn down to a simmer and add the remaining ingredients. Simmer for one hour.
Serve with toast.
As a variation, add diced bacon or a ham hock. Remember though that this costs more.
Serves 8
Ingredients:
500g dried green split peas
2 medium diced carrots
1 medium diced onion
1 vegetable stock cube
7 cups of water
1/4 tsp mixed spice
1 bay leaf
Pepper to taste
Procedure:
Put dried green split peas, diced carrot and diced onion into the water in a large saucepan and bring to the boil.
Turn down to a simmer and add the remaining ingredients. Simmer for one hour.
Serve with toast.
As a variation, add diced bacon or a ham hock. Remember though that this costs more.
Friday, April 8, 2011
How to Make Hamburgers With Mince or Lentils
I make these as either lentil hamburgers or beef hamburgers. Both recipes are listed below, I make the lentil one when mince is expensive. These are very cheap and easy to make. Lentils are great as they absorb the flavor of the stock powder; they taste and feel "beefy".
Lentil Burger Recipe:
Serves 4
Ingredients:
500g cooked lentils
1 beef stock cube
1 egg
1/2 cup dry seasoned stuffing mix
1 chopped onion
Mix all together with your clean hands in a mixing bowl.
Remove a handful and shape into a flat hamburger. Repeat until all the mix is used up.
Put some oil into a frypan and fry till brown on both sides.
Beef Burger Recipe:
Same as above, but substitute beef mince for the cooked lentils.
Lentil Burger Recipe:
Serves 4
Ingredients:
500g cooked lentils
1 beef stock cube
1 egg
1/2 cup dry seasoned stuffing mix
1 chopped onion
Mix all together with your clean hands in a mixing bowl.
Remove a handful and shape into a flat hamburger. Repeat until all the mix is used up.
Put some oil into a frypan and fry till brown on both sides.
Beef Burger Recipe:
Same as above, but substitute beef mince for the cooked lentils.
Thursday, April 7, 2011
Make a Healthy Meal from Two Minute Noodles
Two minute noodles and vegetables stir fry
Serves one
Ingredients:
2 minute noodles packet
1/2 onion, chopped
1 cup peas or corn kernels
1 chopped carrot
1/4 cup water
Spray oil
What to do:
Cook the two minute noodles as per packet instructions, but don't add the seasoning from the sachet. Set aside.
Spray pan with oil. Fry off onion for 2 minutes.
Add remaining vegetables. Cook for 2 minutes.
Add seasoning from sachet and water. Stir.
Add cooked noodles, stir and serve.
This is especially nice if you use mi goreng two minute noodles. Also feel free to add chickpeas or other legumes, or even meat such as chicken, fish or red meats.
Some variations on flavoring is to add a teaspoon of curry sauce or chili sauce, or any other sauces you may have on hand. This is a very flexible recipe and ideal for using up odds and ends in your pantry.
A very quick, easy and relatively healthy meal. Ideal for the starving student or easily multiplied to feed the family.
Serves one
Ingredients:
2 minute noodles packet
1/2 onion, chopped
1 cup peas or corn kernels
1 chopped carrot
1/4 cup water
Spray oil
What to do:
Cook the two minute noodles as per packet instructions, but don't add the seasoning from the sachet. Set aside.
Spray pan with oil. Fry off onion for 2 minutes.
Add remaining vegetables. Cook for 2 minutes.
Add seasoning from sachet and water. Stir.
Add cooked noodles, stir and serve.
This is especially nice if you use mi goreng two minute noodles. Also feel free to add chickpeas or other legumes, or even meat such as chicken, fish or red meats.
Some variations on flavoring is to add a teaspoon of curry sauce or chili sauce, or any other sauces you may have on hand. This is a very flexible recipe and ideal for using up odds and ends in your pantry.
A very quick, easy and relatively healthy meal. Ideal for the starving student or easily multiplied to feed the family.
Thursday, February 10, 2011
How to Prepare Abalone - How to Cook Abalone
Preparing and cooking abalone made simple.
A large mollusc which grows up to 22cm in diameter, it has a shell and clings to rock between shallow water and 30 metres in depth.
The muscular foot holding the shell to the rock is the edible part and yields up to half a kilogram of edible meat when cleaned and shelled. The New Zealand abalone, called a paua, also has an edible roe sack.
To prepare, cut the foot out of a fresh abalone with a sharp knife and trim away the hard outer edge, removing the stomach and intestines as well.
Cut into 12 millimetre thick slices, wash and dry, then pound with a meat tenderizer until it doubles in size.
Lightly broil in hot butter or oil quickly; no longer than 40 seconds per side or it will end up tough and rubbery.
Serves well with lemon wedges or in salads or soups.
Read more: http://gomestic.com/cooking/how-to-prepare-and-cook-abalone
A large mollusc which grows up to 22cm in diameter, it has a shell and clings to rock between shallow water and 30 metres in depth.
The muscular foot holding the shell to the rock is the edible part and yields up to half a kilogram of edible meat when cleaned and shelled. The New Zealand abalone, called a paua, also has an edible roe sack.
To prepare, cut the foot out of a fresh abalone with a sharp knife and trim away the hard outer edge, removing the stomach and intestines as well.
Cut into 12 millimetre thick slices, wash and dry, then pound with a meat tenderizer until it doubles in size.
Lightly broil in hot butter or oil quickly; no longer than 40 seconds per side or it will end up tough and rubbery.
Serves well with lemon wedges or in salads or soups.
Read more: http://gomestic.com/cooking/how-to-prepare-and-cook-abalone
How to Sell a Car - The Four Ways to Sell a Car
The four ways to sell a car, and their pros and cons.
The most popular way to sell a car is by private sale. This is where you place an ad in a classifieds or on a noticeboard advertising your car, and people come to your home to check out your car.
The pro is that this is usually the best way to get top price for your car.
The cons are that you have to advertise your phone number, take phone calls, have strangers come to your home, deal with no shows, and negotiate face to face – that last bit is the hardest for most people. Not everyone is a natural salesperson.
The second most common way to sell a car is by trade in at the car yard. You take your car and trade it in on a better model (in most cases).
The pros are this is by far the fastest and easiest way.
The cons are you will get less than what you would if you sold it privately.
The next way is by auction. You take your car to a car auction and sell it there.
The pros are it is fast and easy, you don’t have to be a salesperson, nobody comes to your home and you don’t deal with phone calls or no shows.
The cons are you won’t get the best price for your car, you’ll be charged an entry fee to the auction, and you also have to pay a commission to the auction house upon sale of your car.
The least common way to sell a car is by consignment. This is where a car yard sells your car for you.
The pro is this is an easy way to sell the car, it’s sold by professional car salespersons.
The con is you won’t get anywhere near what you’d get by private sale as the car yard will take a cut.
One of these four ways to sell a car will suit you better than the others .. only you, the reader, can decide.
Read more: http://athingforcars.com/buying-selling/the-four-ways-to-sell-a-car/#ixzz1DciKKTSL
The most popular way to sell a car is by private sale. This is where you place an ad in a classifieds or on a noticeboard advertising your car, and people come to your home to check out your car.
The pro is that this is usually the best way to get top price for your car.
The cons are that you have to advertise your phone number, take phone calls, have strangers come to your home, deal with no shows, and negotiate face to face – that last bit is the hardest for most people. Not everyone is a natural salesperson.
The second most common way to sell a car is by trade in at the car yard. You take your car and trade it in on a better model (in most cases).
The pros are this is by far the fastest and easiest way.
The cons are you will get less than what you would if you sold it privately.
The next way is by auction. You take your car to a car auction and sell it there.
The pros are it is fast and easy, you don’t have to be a salesperson, nobody comes to your home and you don’t deal with phone calls or no shows.
The cons are you won’t get the best price for your car, you’ll be charged an entry fee to the auction, and you also have to pay a commission to the auction house upon sale of your car.
The least common way to sell a car is by consignment. This is where a car yard sells your car for you.
The pro is this is an easy way to sell the car, it’s sold by professional car salespersons.
The con is you won’t get anywhere near what you’d get by private sale as the car yard will take a cut.
One of these four ways to sell a car will suit you better than the others .. only you, the reader, can decide.
Read more: http://athingforcars.com/buying-selling/the-four-ways-to-sell-a-car/#ixzz1DciKKTSL
Should I Build My Own Home - The Pros and Cons of Building Your Own Home
Pros and Cons of Building Your Own Home
Published on December 12, 2010 by altpferd in Business
The pros and cons of building your home, your way.
There are some distinct advantages to building your own home. These are:
Choice. You get to select every part of the new home, right down to tap fittings and floor coverings.
Quality control. You get to decide where to cost cut, and where to prioritise quality over cost.
Sustainability. You can choose to build using sustainable materials and methods.
However, there are some disadvantages to consider. These would be:
Where will you live in the meantime? Most homes take 3 to 6 months to build. You have to pay rent to live elsewhere as well as making the payments on the different building stages.
Losing the property you’re building on can happen if any of the following occur while building: job loss, interest rate rises resulting in higher repayments.
Weather delays. Bad weather can make your home take longer to complete.
Unexpected costs – there may be problems with the site that aren’t evident until after building has started.
Vandals and thieves. It is common to lose building materials and fittings to the less honest members of our society. It’s important to insure against this and realise that it can impact the finish date of the building.
Rates and other bills. You have to keep up with these as well as your regular bills at your residence.
Once the house is built, often you have further expenses such as landscaping, concreting driveways, and fittings such as security screens, painting, floor coverings.
Only you can decide if the special feeling of having chosen and built your own home is worth the disadvantages, all of which are admittedly temporary.
Read more: http://bizcovering.com/business/pros-and-cons-of-building-your-own-home/#ixzz1DcG2Rtds
Published on December 12, 2010 by altpferd in Business
The pros and cons of building your home, your way.
There are some distinct advantages to building your own home. These are:
Choice. You get to select every part of the new home, right down to tap fittings and floor coverings.
Quality control. You get to decide where to cost cut, and where to prioritise quality over cost.
Sustainability. You can choose to build using sustainable materials and methods.
However, there are some disadvantages to consider. These would be:
Where will you live in the meantime? Most homes take 3 to 6 months to build. You have to pay rent to live elsewhere as well as making the payments on the different building stages.
Losing the property you’re building on can happen if any of the following occur while building: job loss, interest rate rises resulting in higher repayments.
Weather delays. Bad weather can make your home take longer to complete.
Unexpected costs – there may be problems with the site that aren’t evident until after building has started.
Vandals and thieves. It is common to lose building materials and fittings to the less honest members of our society. It’s important to insure against this and realise that it can impact the finish date of the building.
Rates and other bills. You have to keep up with these as well as your regular bills at your residence.
Once the house is built, often you have further expenses such as landscaping, concreting driveways, and fittings such as security screens, painting, floor coverings.
Only you can decide if the special feeling of having chosen and built your own home is worth the disadvantages, all of which are admittedly temporary.
Read more: http://bizcovering.com/business/pros-and-cons-of-building-your-own-home/#ixzz1DcG2Rtds
Crash Saving - Finding Money Quickly - Emergency Money
Tips for when you’ve got that unexpected bill to pay and you’re skint.
Crash Saving for the Truly Tight Moments
Every person has one time in their lives where he/she is caught short of ready cash for an important bill or item.
Perhaps the hot water system has blown up and you need $1000 NOW. Or your car’s engine has blown up and you need $2500 NOW. Or your teenage daughter has racked up a HUGE telephone bill to her temporarily overseas boyfriend and you need $800 NOW.
Here are a collection of crash saving tips. Using one, some or all of them should result in substantial cash savings in the short term. DO NOT USE THIS AS AN EVERYDAY BUDGET, HOWEVER. Life, after all, is meant to be lived, not endured!
One of the most drastic solutions, only recommended for extreme cases, is to quit your job and take the holiday savings and use that. You had better hope you have another job to go straight to in that case or you may be saving up more problems for later which also require crash saving!
A less drastic but almost as good solution is to take your holidays from your work, and do a temporary or casual job during your holidays, in effect earning TWO incomes for the duration. You can do things such as fruit picking or office temping just to name a couple of possible temporary positions. If you do not have holidays owing, see if you can get a second job outside of your normal job hours. Ask your manager, family and friends if they have any after hours work such as cleaning!
Type up some flyers advertising cleaning, lawnmowing, weeding and other odd jobs and drop them into the letterboxes of all the houses within walking distance. Make sure you indicate in the flyers your hourly charge … don’t forget to include the possibility of a discount for pensioners, and for those homeowners who allow you to use their lawnmower or cleaning equipment rather than yours.
Have a garage sale! Declutter your house TOTALLY! Is there a kerbside collection in your area? Go around and pick up anything you can clean up and resell at your garage sale! Ask your family for their cast off clothes, Tupperware and general junk to help you out! One man’s junk is another man’s treasure. After the garage sale, box up whatever is left and take to a local market when there is one, and sell as much as you can. After the market, box up what is left and take it to a secondhand shop and take whatever they give you for the rest of the stuff. Clothes can be taken to a consignment store or sold to a preloved clothes store. Pawnshops are good for the electronic stuff and cds. They don’t give you much but anything is better than nothing!
Read more: http://gomestic.com/homemaking/crash-saving-for-the-truly-tight-moments/#ixzz1Dc9ZW4zk
Take the metals to the scrap metal place, such as metal frames, aluminum cans, copper nick nacks and whatnot, and sell it to them. Check old printers for their empty cartridges and sell them to the refill places. Take broken wooden furniture to the furniture restoration place and sell it to them. Chop up whatever they don’t buy and sell it as firewood.
The Pantry Grab is a favorite. Go RIGHT through your pantry and write down every little thing you have in there, then sit down and create a menu for as many days as possible based on what you have in your pantry. Then ONLY go to a greengrocer and butcher to buy your milk, bread, and meat, avoid supermarkets and shopping malls completely. Buy lots of cans of baked beans and make every second night baked bean night. Nutritious, filling and CHEAP! Do this for a few weeks and you should at the very least HALVE your grocery bill. Put the extra saved towards that big bill you are crash saving for!
Rice is a good healthy filler for mealtimes, as is pasta. Use them as your staples, NOT meat. Eat plenty of good vegetables, and fruit to fill up between meals, staying healthy is cheaper than going to the doctor’s and paying for prescriptions.
Leave your purse at home whenever you go out. ONLY take a set amount of cash with you if you DO shop. Freeze the credit card in a cup of water!
Need to read the paper? Go to the library! Need to get a dvd or video to entertain the kids on rainy days? Go to the library! Need a nice novel to wind down in the evening with? Go to the library! Just gotta listen to that music cd? Go to the library!
Got bicycles? Ride them! If someplace is within 5 kilometres, ride your bike there. An added bonus is you are less inclined to spend money if you have to bring your purchase home on your bicycle. Same thing works the same way if you do not have a bike and decide to walk instead of burning petrol.
Get sociable and invite yourself out every second night for dinner to a different friend or family member. Don’t worry, once the emergency saving is over you will be able to return the favours!
Cut off the internet and pay television. This is only temporary and anyway you are too busy creating interesting meals from what is in the pantry, and walking around town to save petrol! Block long distance calls from your phone and tell your children they have to put 30c into a money box every time they use your phone.
Smoking? It’d be nice to be able to just give up wouldn’t it? At the very least cut down, and use roll your owns, they cost less than a third of the price of tailormades. Booze? Live without it. It’s only temporary. Takeaways? Forget it. Stay home and if you want to eat out, set the table up in the backyard!
Crash saving is like crash dieting, good for immediate results; however, for long term financial health, you should have a sustainable budget with provision for future unforeseen emergencies.
Crash saving is only a temporary band aid solution for the immediate need. It will not be a permanent fix. However it will help you over your current financial hump and get you set to start again from scratch.
Now, go get that bill paid!
http://gomestic.com/consumer-information/the-art-of-the-thrifty-shopper/
Read more: http://gomestic.com/homemaking/crash-saving-for-the-truly-tight-moments/#ixzz1DcA3Fcli
Crash Saving for the Truly Tight Moments
Every person has one time in their lives where he/she is caught short of ready cash for an important bill or item.
Perhaps the hot water system has blown up and you need $1000 NOW. Or your car’s engine has blown up and you need $2500 NOW. Or your teenage daughter has racked up a HUGE telephone bill to her temporarily overseas boyfriend and you need $800 NOW.
Here are a collection of crash saving tips. Using one, some or all of them should result in substantial cash savings in the short term. DO NOT USE THIS AS AN EVERYDAY BUDGET, HOWEVER. Life, after all, is meant to be lived, not endured!
One of the most drastic solutions, only recommended for extreme cases, is to quit your job and take the holiday savings and use that. You had better hope you have another job to go straight to in that case or you may be saving up more problems for later which also require crash saving!
A less drastic but almost as good solution is to take your holidays from your work, and do a temporary or casual job during your holidays, in effect earning TWO incomes for the duration. You can do things such as fruit picking or office temping just to name a couple of possible temporary positions. If you do not have holidays owing, see if you can get a second job outside of your normal job hours. Ask your manager, family and friends if they have any after hours work such as cleaning!
Type up some flyers advertising cleaning, lawnmowing, weeding and other odd jobs and drop them into the letterboxes of all the houses within walking distance. Make sure you indicate in the flyers your hourly charge … don’t forget to include the possibility of a discount for pensioners, and for those homeowners who allow you to use their lawnmower or cleaning equipment rather than yours.
Have a garage sale! Declutter your house TOTALLY! Is there a kerbside collection in your area? Go around and pick up anything you can clean up and resell at your garage sale! Ask your family for their cast off clothes, Tupperware and general junk to help you out! One man’s junk is another man’s treasure. After the garage sale, box up whatever is left and take to a local market when there is one, and sell as much as you can. After the market, box up what is left and take it to a secondhand shop and take whatever they give you for the rest of the stuff. Clothes can be taken to a consignment store or sold to a preloved clothes store. Pawnshops are good for the electronic stuff and cds. They don’t give you much but anything is better than nothing!
Read more: http://gomestic.com/homemaking/crash-saving-for-the-truly-tight-moments/#ixzz1Dc9ZW4zk
Take the metals to the scrap metal place, such as metal frames, aluminum cans, copper nick nacks and whatnot, and sell it to them. Check old printers for their empty cartridges and sell them to the refill places. Take broken wooden furniture to the furniture restoration place and sell it to them. Chop up whatever they don’t buy and sell it as firewood.
The Pantry Grab is a favorite. Go RIGHT through your pantry and write down every little thing you have in there, then sit down and create a menu for as many days as possible based on what you have in your pantry. Then ONLY go to a greengrocer and butcher to buy your milk, bread, and meat, avoid supermarkets and shopping malls completely. Buy lots of cans of baked beans and make every second night baked bean night. Nutritious, filling and CHEAP! Do this for a few weeks and you should at the very least HALVE your grocery bill. Put the extra saved towards that big bill you are crash saving for!
Rice is a good healthy filler for mealtimes, as is pasta. Use them as your staples, NOT meat. Eat plenty of good vegetables, and fruit to fill up between meals, staying healthy is cheaper than going to the doctor’s and paying for prescriptions.
Leave your purse at home whenever you go out. ONLY take a set amount of cash with you if you DO shop. Freeze the credit card in a cup of water!
Need to read the paper? Go to the library! Need to get a dvd or video to entertain the kids on rainy days? Go to the library! Need a nice novel to wind down in the evening with? Go to the library! Just gotta listen to that music cd? Go to the library!
Got bicycles? Ride them! If someplace is within 5 kilometres, ride your bike there. An added bonus is you are less inclined to spend money if you have to bring your purchase home on your bicycle. Same thing works the same way if you do not have a bike and decide to walk instead of burning petrol.
Get sociable and invite yourself out every second night for dinner to a different friend or family member. Don’t worry, once the emergency saving is over you will be able to return the favours!
Cut off the internet and pay television. This is only temporary and anyway you are too busy creating interesting meals from what is in the pantry, and walking around town to save petrol! Block long distance calls from your phone and tell your children they have to put 30c into a money box every time they use your phone.
Smoking? It’d be nice to be able to just give up wouldn’t it? At the very least cut down, and use roll your owns, they cost less than a third of the price of tailormades. Booze? Live without it. It’s only temporary. Takeaways? Forget it. Stay home and if you want to eat out, set the table up in the backyard!
Crash saving is like crash dieting, good for immediate results; however, for long term financial health, you should have a sustainable budget with provision for future unforeseen emergencies.
Crash saving is only a temporary band aid solution for the immediate need. It will not be a permanent fix. However it will help you over your current financial hump and get you set to start again from scratch.
Now, go get that bill paid!
http://gomestic.com/consumer-information/the-art-of-the-thrifty-shopper/
Read more: http://gomestic.com/homemaking/crash-saving-for-the-truly-tight-moments/#ixzz1DcA3Fcli
How to Be a Thrifty Shopper
The Art of The Thrifty Shopper
by altpferd on Dec 06, 2010
Shopping thriftily has never been made easier. How do I save money shopping?
First, let me tell you why I am a confirmed opportunity shop, garage sale and flea market prowler. Number one reason is, I wear a lot of jeans, and I wear them hard. I do a lot of physical stuff and they get pretty worn pretty quickly. So I go through a lot of them. Now, I can buy them new for between $30 – $80 for the ordinary brands, more if you want to go upmarket. At my local opportunity shop I can obtain nearly new jeans for $3-$5. Often they are brands I could never afford to buy new, such as Jeanswest, Just Jeans and the occasional Levis. My husband loves the Wrangler brand, they go as high as $120 new! I don’t know why people throw them out to the op shops, maybe they grow out of them or something?! Anyway, this way I can get at least 4 pairs of jeans for the price of 1 pair new.
Number 2 reason is, I have children. By the time I have forked over $20 each for the new T-shirts and got them home they’ve grown out of them! So I toddle over to the thrift shop and pick up all these lovely clothes for 50 cents, $1, $2 … also I can buy them all the toys their toybox can handle for less than $5. And all those books going for 5 cents each! Even coloring in books that haven’t been used.
I could go on but I think you’ve got the general idea. Now let me give you a few tips on how to get the best out of your thrift shop experience …
If you make your own clothes, sometimes it’s cheaper to buy a secondhand garment for the buttons, clips and zippers than to buy them new. Be picky – never buy holey or worn clothes unless you can fix them quickly and easily. Make sure the garment fits well and comfortably. Even if it’s cheap, don’t waste your money buying something unsuitable.
Become an official Op Shop Prowler – visit your local ones regularly with a list of sizes and items to look out for. I keep a list in my purse of all the current shoe and garment sizes in our family, and update it every time my children grow out of something. Watch out for 1/2 price and $5 a bag sales, it is amazing what you can stuff into one plastic bag. Remember, volunteer workers often get first pick of all the goods that pass through the shop, so give something back to the community and become a volunteer if you get the chance.
Two items that can really knock a dent in my budget are school uniforms and children’s shoes. So I keep an eye out for good examples of these and snap them up whenever I can; even if they are a bit big, I can always put them away for the children to grow into. The smaller ones and the ones my children grow out of, I can sell through the school newsletter.
About mid-year I start looking out for potential gifts in newish condition for Christmas gifts. Things like toys, vases, bicycles, etc. Wait until closer to Christmas and you’re fighting everyone else for these items! Garage sales are particularly good for these items. It is amazing how many people buy things then never use them.
Happy shopping!
http://gomestic.com/homemaking/crash-saving-for-the-truly-tight-moments/
by altpferd on Dec 06, 2010
Shopping thriftily has never been made easier. How do I save money shopping?
First, let me tell you why I am a confirmed opportunity shop, garage sale and flea market prowler. Number one reason is, I wear a lot of jeans, and I wear them hard. I do a lot of physical stuff and they get pretty worn pretty quickly. So I go through a lot of them. Now, I can buy them new for between $30 – $80 for the ordinary brands, more if you want to go upmarket. At my local opportunity shop I can obtain nearly new jeans for $3-$5. Often they are brands I could never afford to buy new, such as Jeanswest, Just Jeans and the occasional Levis. My husband loves the Wrangler brand, they go as high as $120 new! I don’t know why people throw them out to the op shops, maybe they grow out of them or something?! Anyway, this way I can get at least 4 pairs of jeans for the price of 1 pair new.
Number 2 reason is, I have children. By the time I have forked over $20 each for the new T-shirts and got them home they’ve grown out of them! So I toddle over to the thrift shop and pick up all these lovely clothes for 50 cents, $1, $2 … also I can buy them all the toys their toybox can handle for less than $5. And all those books going for 5 cents each! Even coloring in books that haven’t been used.
I could go on but I think you’ve got the general idea. Now let me give you a few tips on how to get the best out of your thrift shop experience …
If you make your own clothes, sometimes it’s cheaper to buy a secondhand garment for the buttons, clips and zippers than to buy them new. Be picky – never buy holey or worn clothes unless you can fix them quickly and easily. Make sure the garment fits well and comfortably. Even if it’s cheap, don’t waste your money buying something unsuitable.
Become an official Op Shop Prowler – visit your local ones regularly with a list of sizes and items to look out for. I keep a list in my purse of all the current shoe and garment sizes in our family, and update it every time my children grow out of something. Watch out for 1/2 price and $5 a bag sales, it is amazing what you can stuff into one plastic bag. Remember, volunteer workers often get first pick of all the goods that pass through the shop, so give something back to the community and become a volunteer if you get the chance.
Two items that can really knock a dent in my budget are school uniforms and children’s shoes. So I keep an eye out for good examples of these and snap them up whenever I can; even if they are a bit big, I can always put them away for the children to grow into. The smaller ones and the ones my children grow out of, I can sell through the school newsletter.
About mid-year I start looking out for potential gifts in newish condition for Christmas gifts. Things like toys, vases, bicycles, etc. Wait until closer to Christmas and you’re fighting everyone else for these items! Garage sales are particularly good for these items. It is amazing how many people buy things then never use them.
Happy shopping!
http://gomestic.com/homemaking/crash-saving-for-the-truly-tight-moments/
Wednesday, February 2, 2011
How to get paid to write from home
Considering working from home as a writer? Check out this little article comparing two paid to write sites:
http://bizcovering.com/small-business/comparing-factoidz-and-triond-earnings-should-i-write-on-factoidz-or-triond/
http://bizcovering.com/small-business/comparing-factoidz-and-triond-earnings-should-i-write-on-factoidz-or-triond/
How to save money on eggs
Like eggs? Find eggs too expensive? Discover how to get eggs for about 30 cents a dozen in this article:
http://gomestic.com/rural-living/scrimper-money-saving-expert-saving-money-on-eggs/
http://gomestic.com/rural-living/scrimper-money-saving-expert-saving-money-on-eggs/
How to stick to a budget
Need to know how to overcome pressures that make it hard to stick to your budget? Your kids or your mother in law pressuring you to spend, spend, spend?
Read this article on resisting that pressure.
http://gomestic.com/personal-finance/scrimper-money-saving-expert-tip-how-to-stick-to-a-budget/
Read this article on resisting that pressure.
http://gomestic.com/personal-finance/scrimper-money-saving-expert-tip-how-to-stick-to-a-budget/
Tuesday, February 1, 2011
Home Business Ideas - Headstone cleaning and grave site maintenance
Have you considered starting up a headstone cleaning and gravesite maintenance business? This is a nice little niche business that has very flexible hours. Step by step instructions are listed here along with useful information: http://factoidz.com/how-to-start-a-small-business-headstone-cleaning-and-grave-site-maintenance/
Home business ideas - Optioning Cell Phone Tower Locations
Have you considered optioning to purchase hilltop properties for mobile phone and other transmission towers to lease back from you as a source of income?
Find all the details on how to do this here: http://factoidz.com/cell-phone-tower-leasing-optioning-hilltop-properties-as-a-business/
Find all the details on how to do this here: http://factoidz.com/cell-phone-tower-leasing-optioning-hilltop-properties-as-a-business/
Saving money and time by once a month cooking
Have you considered cooking all your family's meals on one day a month, so all you have to do is come home at the end of the day, take the meal out of the freezer (or fridge if you've defrosted it) and pop it into the microwave, in order to feed your family healthy, cheap meals at the end of every day, no matter how busy you might be?
Check out all the best tips on cooking once a month at: http://gomestic.com/cooking/scrimper-money-saving-expert-tip-once-a-month-cooking/
Check out all the best tips on cooking once a month at: http://gomestic.com/cooking/scrimper-money-saving-expert-tip-once-a-month-cooking/
Saving Money on Groceries
The most important thing you can do to save money on groceries is to make a list and stick to it.
There are some very good tips on using shopping lists to save money on groceries here: http://gomestic.com/homemaking/scrimper-money-saving-expert-tip-grocery-shopping-on-a-budget/
There are some very good tips on using shopping lists to save money on groceries here: http://gomestic.com/homemaking/scrimper-money-saving-expert-tip-grocery-shopping-on-a-budget/
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